April 25, 2023
In order to deliver the Services, we must collect, utilize and share certain information about you.
Our goal is to collect, use, and disclose only the personal data that is necessary for the provision of the Services, management of your account, identification and authentication, response to enquiries and feedback, and enhancement of our offerings.
We collect personal information about you when you interact with us, including but not limited to when you:
The personal information we may collect includes your name, email address, phone number, mailing address, billing information, and any other information you provide to us.
When you access the Services through devices or software that you have supplied your personal information to, and those services are authorised to transmit it to us, we also rely on those third parties for your consent.
In some cases, we may need your permission to collect, use, or share any information about you. When using your personal information for a new purpose or where it is especially sensitive, we will always ask for your permission first. You may give us permission by checking a box, agreeing to terms, or performing some other action.
Through the Website and our Services, we may collect two kinds of information: personal information and information about the Website.
"Personal Information" is information that can be used to identify you, such as your name, address, e-mail address, credit card information, birth date, and gender. Employment-related information, Financial and bank information including your credit score and information about your assets, liabilities, income and expenses. We will attempt to make it clear at the time of collection what Personal Information is being gathered and how it will be used. Information will be shared with a third-party Mortgage Broker.
"Website Information" includes things like your Internet Protocol Address (IP Address), the domain used to access the Website, and the type and version of browser or operating system being used by Website visitors.
Use of Information
The Information collected is used to ensure we can provide products and services to you and fulfill our obligations to you.
We may use your personal information for the following purposes:
Disclosure of Personal Information
We may share your personal information with third-party service providers who help us operate our business, including banks, mortgage brokers, mortgage underwriters or those providing mortgage related services. Additionally, your personal information may be shared with website hosting, payment processing, and marketing services. We will only share the personal information necessary for these service providers to perform their services, and we will require them to protect your personal information in accordance with PIPEDA.
We may also disclose your personal information if required by law or if we believe that the disclosure is necessary to protect our rights or the safety of others.
You can change your mind at any time about how we collect, use, or share your Personal Information. But if you stop giving permission, you might not be able to use all of the features on the Website and/or the Services.
Protection of Personal Information
We take reasonable steps to protect your personal information from loss, unauthorized access, and misuse. We use physical, technical, and administrative safeguards to protect your personal information.
Access and Correction of Personal Information
You have the right to access and correct the personal information we hold about you. If you would like to access or correct your personal information, please contact us.
Retention of Personal Information
We will retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, unless a longer retention period is required by law.
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